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LOANS AND ADVANCES

 


Extends credit to its customers under diversified schemes.
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Provides Personal/Term loans to individuals belonging to Low Income Group and Small Entrepreneurs.
Loans to Salary Earners- Employees Credit Card, Loan against Salary/Collateral Security/personal guarantee.
Loan to Govt. employees under different loan schemes.
Housing loan for construction, purchase of free hold built up flat/ floor, Renovation of House/House Equity
Loan against Property to Individuals, traders/businessmen.
Loan/CACC/CCL to businessmen against personal guarantee/collateral security/current account
Loan against mortgage of immovable property.
Personal loan to individual against collateral security/personal guarantee.
Kisan Credit Card facility for farmers and other agricultural loans i.e.; construction of rural godown, setting up of Agri clinics & agribusiness centers, purchase of two wheelers
Term Loan / cash credit to various Cooperative Societies against personal guarantee/collateral security.
Composite, Educational Loan, Loan to Women Entrepreneurs, Vehicle Loan (Personal / Private / Commercial).
Loan against Rental Income, Saving Bank Account.
Overdraft facility/ advance against fixed deposit/cash certificate.
Term Loan / Cash Credit to Schools / Institution / Educational Societies etc.
Term Loan / Cash Credit to Industrial Units (SSI).