Extends credit to its customers under diversified schemes.
• Provides Personal/Term loans to individuals belonging to Low Income Group and Small Entrepreneurs.
• Loans to Salary Earners- Employees Credit Card, Loan against Salary/Collateral Security/personal guarantee.
• Loan to Govt. employees under different loan schemes.
• Housing loan for construction, purchase of free hold built up flat/ floor, Renovation of House/House Equity
• Loan against Property to Individuals, traders/businessmen.
• Loan/CACC/CCL to businessmen against personal guarantee/collateral security/current account
• Loan against mortgage of immovable property.
• Personal loan to individual against collateral security/personal guarantee.
• Kisan Credit Card facility for farmers and other agricultural loans i.e.; construction of rural godown, setting up of Agri clinics & agribusiness centers, purchase of two wheelers
• Term Loan / cash credit to various Cooperative Societies against personal guarantee/collateral security.
• Composite, Educational Loan, Loan to Women Entrepreneurs, Vehicle Loan (Personal / Private / Commercial).
• Loan against Rental Income, Saving Bank Account.
• Overdraft facility/ advance against fixed deposit/cash certificate.
• Term Loan / Cash Credit to Schools / Institution / Educational Societies etc.
• Term Loan / Cash Credit to Industrial Units (SSI).